SuprAffs-Financial Goals
Choose from the following list according to that which you find believable and best fits your situation. Read or repeat out loud the SuprAffs (not the part in parenthesis) three (3) times a day (preferably morning, noon and night, but at least once a day) until your new habit is firmly established. (The latest studies show the average time for eliminating or creating a habits around 66 days but everyone is different and you will probably see partial results right away).
SuprAffs: Financial Goals
I LIKE it when I renew my commitment daily to work on my financial goals and planning.
I LIKE to take a minute to "think" before making any purchase. (Studies show the desire to spend is often emotional rather than rational).
I LIKE it when I keep my financial papers organized daily.
I LIKE it when I review daily, all of my banking, debit and credit card activity.
I LIKE focusing on goals that will make me financially self-reliant.
I LIKE it when I keep track of expenses with a daily log.
I LIKE continually search and brainstorm for ways to increase my income and decrease my expenses.
I LIKE it when I "visualize" a discretionary purchase for at least 30 seconds before acting. (Studies show this elevates dopamine which theoretically reduces the "craving" to spend.)
I LIKE reminding myself daily to try not to incur any unsecured debt.
I LIKE to ask myself before buying anything "do I need this"? (or am I just "satisfying an emotional need or my ego")?
I LIKE it when I take at least three (3) days to think about any major financial decision.
I LIKE finding ways to save money. (Money saved is like money earned).
I LIKE to review the pros and cons of a potential purchase or investment. (Preferably with a Ben Franklin spreadsheet).
I LIKE it when I follow a daily budget. (It keeps me from overspending).
I LIKE it when I pay bills as they become due. (It’s less stressful and I’m less apt to forget paying on time).
I LIKE saving the same amount of money each month.
I LIKE giving a little money every month to charity.
I LIKE it when I can ignore or conquer the urge to spend money when feeling either positive or negative emotions.
I LIKE it when I focus on my own efforts (rather than governments or companies) to create income, (even if just partially at first).
I LIKE it when I take a minute each day to "visualize" being a "money-magnet". (Actually picturing money flying at you daily can change your "affluence self-image").
I LIKE it when I routinely discuss long term family finances with all family members including children.
It's not your salary that make you rich. It's your spending habits.
-Charles A Jaffe
The real measure of your wealth is how much you'd be worth if you lost all your money.
-Anonymous
"The beauty of using auto-suggestion techniques like SuprAffs to change habits lies in their ease of use. You don't have to force or white-knuckle anything. Just be patient and per-severe and you will slowly feel like doing things differently".
-Neal Engelking
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